How far can employers go?

How far can employers go?

PostBy: George On: Sat Feb 28, 2009 12:21 pm

Just received a packet in the mail that we(employees) have to fill out forms and supply information on our dependents in order to keep them on the insurance coverage provided by our company. Failure to do so will cancel their coverage! This includes a copy of my tax return with the names listed and and partial social security numbers. If I don't want to send that , They want a proof of joint ownership. That includes mortgage statement, utility bill, credit card, tax document, etc... Kids: need to send birth certificates.
This is going to a third party who is conducting the eligibility review.
Not that I have anything to hide or am cheating the company, but this feels like a real invasion of privacy sending a tax return (with portions whited out) of course. Just wondering if anyone else has had to do this? What is next? A micro chip implanted in my head? :mad:
George
George
 
Hot Air Coal Stoker Stove: Alaska Cast Consol 3 w/ coaltrol

Re: How far can employers go?

PostBy: Poconoeagle On: Sat Feb 28, 2009 12:25 pm

Dang Geroge. sounds scary. Is it a large company? Is there a leagal dept to question reguarding the "allowability" of this ? :(
Poconoeagle
 
Stove/Furnace Make: Buckwalter & Co. , EFM520
Stove/Furnace Model: No. 28 Glenwood 1880, Alaska

Re: How far can employers go?

PostBy: George On: Sat Feb 28, 2009 12:31 pm

Yes, it is a very large company.
George
George
 
Hot Air Coal Stoker Stove: Alaska Cast Consol 3 w/ coaltrol


Re: How far can employers go?

PostBy: tvb On: Sat Feb 28, 2009 12:34 pm

Legal - and happening a lot more in these difficult times as companies work to make sure that those on their insurance roles are actually entitled to be there. The reason for the ta return (vs birth certificate) is to confirm dependency status of children. If you don't claim them as a dependent, most companies won't allow them as a dependent for insurance purposes. This would be an issue in divorce/custody situations.

PS - not an atty but know this because my family recently had to do the same.
tvb
 
Stove/Furnace Make: Alaska
Stove/Furnace Model: Channing III

Re: How far can employers go?

PostBy: ceccil On: Sat Feb 28, 2009 12:41 pm

Hi George, I also work for a large company and if I remember correctly, all they wanted from me is a copy of our marriage licence and a copy of my sons birth certificate after he was born. Other than that just had to fill out the insurance forms. If you are concerned, I would contact a lawyer and address it with him/her.

Jeff
ceccil
 
Stove/Furnace Make: Keystoker, Harman
Stove/Furnace Model: 90K, Mark III

Re: How far can employers go?

PostBy: 009to090 On: Sat Feb 28, 2009 12:45 pm

Yep, had to fill out these forms last year and mail in 'proof' that our kids were, in fact, our kids.
Then a month lator, they layed me off.
009to090
 
Stoker Coal Boiler: EFM 520 HighBoy
Hot Air Coal Stoker Stove: DVC-500 x 2
Coal Size/Type: Anthracite Rice

Re: How far can employers go?

PostBy: billw On: Sat Feb 28, 2009 1:05 pm

I had to provide marriage license and birth certificates when I first started work. Once the kids were over 19 I had to supply a signed form with the college's seal imprinted on it to prove they were still an active college student. I guess providing a redacted tax return is OK but if you were the type to try to cheat couldn't you just make up a dummy return? The employer doesn't have a way to prove it's the one you sent to the IRS. The signed form from the college's registrar's office is probably a more reliable proof of dependency. But to each his own I guess.
billw
 
Stove/Furnace Make: EFM 520
Stove/Furnace Model: GOODBYE OIL COMPANY

Re: How far can employers go?

PostBy: stockingfull On: Sat Feb 28, 2009 2:11 pm

Obviously, as people are losing their medical coverage, employers, especially those with good benefits packages, are worried that there will be an influx of people trying to glom onto "family" or "dependent" medical coverage they're not entitled to have. It's pure contract review, no more and no less.

Just another reason that uncoupling medical coverage from the employer-employee relationship is better for all of us.
stockingfull
 
Stove/Furnace Make: Yellow Flame
Stove/Furnace Model: W.A. 150 Stoker Furnace

Re: How far can employers go?

PostBy: Freddy On: Sat Feb 28, 2009 4:04 pm

You don't have the micro ship in your head yet? They let me put mine in my arm. My muscles outnumber my brain.

Yes, they no longer take your word about dependents & such, You are required to prove it.
Freddy
 
Stoker Coal Boiler: Axeman Anderson 130 (pea)
Hot Air Coal Stoker Stove: Reading piece o' junk in the barn (rice)
Coal Size/Type: Pea size, Superior, deep mined

Re: How far can employers go?

PostBy: JohnMck On: Sat Feb 28, 2009 4:49 pm

Just another reason that uncoupling medical coverage from the employer-employee relationship is better for all of us


Better for all of us? I'd rather have my employer have the information, than the government. My coverage is fine right now, thanks.
JohnMck
 

Re: How far can employers go?

PostBy: George On: Sat Feb 28, 2009 6:45 pm

Thanks for you reply's, I feel a bit better. I probably wouldn't mind the micro chip now since having the lobotomy. :P
George
George
 
Hot Air Coal Stoker Stove: Alaska Cast Consol 3 w/ coaltrol

Re: How far can employers go?

PostBy: stockingfull On: Sat Feb 28, 2009 10:16 pm

JohnMck wrote:Better for all of us? I'd rather have my employer have the information, than the government. My coverage is fine right now, thanks.

Dude, the government already has the information. It's gov't info that the employers seek on their fraud checks.
stockingfull
 
Stove/Furnace Make: Yellow Flame
Stove/Furnace Model: W.A. 150 Stoker Furnace

Re: How far can employers go?

PostBy: stovepipemike On: Mon Mar 02, 2009 10:12 am

Just another angle, but what is to stop any company with access to this in depth type information to "review" it as a component in a layoff quota? It is always and forever about cost and risk,especially now in these difficult times.Knowledge is power as they say. Only my thoughts. Mike
stovepipemike
 
Stove/Furnace Make: Keystoker
Stove/Furnace Model: KAA-2

Re: How far can employers go?

PostBy: tvb On: Mon Mar 02, 2009 12:57 pm

There isn't Mike - many employers already conduct credit checks before hiring not to mention drug screens. Is there anything more invasive than that?

I mean, your employer already knows how much you make and your dependents, no?
tvb
 
Stove/Furnace Make: Alaska
Stove/Furnace Model: Channing III

Re: How far can employers go?

PostBy: pvolcko On: Mon Mar 02, 2009 1:11 pm

Is requesting this information at all unusual? I had to provide such information for beneficiaries on 401K and insurance through my employer. Had to provide it for myself to get coverage and benefits. Why shouldn't SSN or other verifiable information have to be provided for coverage of dependents and spouses?
pvolcko