Congress’ health care bill, H.R. 3200

Re: Congress’ health care bill, H.R. 3200

PostBy: samhill On: Tue Aug 11, 2009 12:50 pm

Richard, you bring up some good points but in a far less than perfect world I believe that the Ins. Co.s would go the same way as big oil, the big three wall st & the list goes on. I think they would fix prices at an over inflated rate & continue to fleece the consumer, big business is their own worse enemy in that they have proven time & again that they cannot be trusted. Having a health system that is only for profit IMO will be the downfall of the country, they will munipulate the rates & devide up the country & go on making obsene profits & the general population be damned. As a country we pay far more per person than just about every other country but have no where the life span nor quality of life. I think we should be taking this August recess as an oppertunity to contact our reps. with both our fears & suggestions.
samhill
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: Yanche On: Tue Aug 11, 2009 1:35 pm

OK. Let's start the discussion by referencing the Federal Employees Health Benefits Program. This is the medical coverage offered to current federal employees, retired federal employees and members of Congress. The cost is shared by the government and the worker or retiree. Yes even members of Congress get to pay premiums. There are other medical plans that cover other branches of the federal government but the one I'm referring to is administered by the US Office of Personnel Management (OPM). Each year OPM determines what changes (usually improvements) the basic coverage should have. It then requests that the medical coverage providers (insurance companies) propose their plans for meeting and exceeding the minimums and the premiums. This is done geographically. For a description of the program go to: http://www.opm.gov/INSURE/HEALTH/INDEX.ASP
There are HMO's and Fee-for-Service (FFS) choices. During the annual open enrollment period each person eligible gets the choose the plan that best meets their need. The coverage offered by the private insurance companies almost always exceeds the minimum coverage required by OPM. This is how they compete with each other. In an geographic area where there are lots of federal employees or retirees there are lots of choices. In other areas of the country there are fewer choices but there is always at least one. Coverage is portable, change federal jobs from one agency to another and you still have coverage.

The cost to the participant is affordable, largely because the coverage pool is large. Everyone in their chosen plan pays the same and everyone gets the same benefit. I think it's a perfect example of a medical coverage administered by the government, run by private insurance companies, that works quite well. With the current health care debate each of us have pre-conceived images when we hear certain "sound bites". The OPM run health basic benefits program is what I think of when Obama says government plan. Seems reasonable to me. For the naysayers look at the OPM web site, download the pdf's that define the coverage and costs. What do you think if it were the universal, portable plan?
Yanche
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: djackman On: Tue Aug 11, 2009 5:45 pm

Yanche wrote:The OPM run health basic benefits program is what I think of when Obama says government plan. Seems reasonable to me. For the naysayers look at the OPM web site, download the pdf's that define the coverage and costs. What do you think if it were the universal, portable plan?


That was also my original understanding of the plan also - consumers would be allowed to buy into the existing govm't employee plan.

The key word there is "buy into", not "given". But like you say, it's turned into such a mess of sound bites it's hard to tell what anything is anymore.
djackman
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: jpete On: Tue Aug 11, 2009 6:11 pm

Yanche wrote:
jpete wrote:To believe in the Obama plan, you'd have to believe that govenment has your best interest in mind and they clearly don't.
So logically you believe current providers of medical coverage, the insurance companies, have your best interest in mind? Denying medical coverage for pre-existing conditions is a good idea? Having life time maximums is a good idea? Loosing coverage when you loose your job is a good idea?


I know my current insurance doesn't have my best interest in mind. But then I don't need to give them my money either now do I?

Will I be able to "opt out" of the public option? And before you respond, consider which one of us has at least read part of the bill.....;)

Answer this for me.....where did the CURRENT system come from?

Then we can decide who might be able to "fix" the problem.
jpete
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: spc On: Tue Aug 11, 2009 6:23 pm

Here is good argument against ObamaCare.



Wait a minute. :?
spc
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: jpete On: Tue Aug 11, 2009 8:22 pm

Am I retarded or did he just torpedo his whole health care plan?

Post Office=Government agency=EPIC FAIL

UPS/FedEx=Private company=WIN!

So what can we infer from government run health care?
jpete
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: rberq On: Tue Aug 11, 2009 8:39 pm

jpete wrote:So what can we infer from government run health care?

Ask people on Medicare how many of them want to give it up.
rberq
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: jpete On: Tue Aug 11, 2009 10:37 pm

rberq wrote:Ask people on Medicare how many of them want to give it up.


Ask doctors that accept Medicare if they can survive on what it pays. :no2:

And according to the "Discussion Draft" of HR 3200, that is what they will get paid for the first 3 years if this bill becomes law.

And if anyone tells you any particular thing is INCLUDED or EXCLUDED, they are lying. The bill says they have up to 18 months to set the standards. So when this becomes law, no one can say for sure what they voted on because the rules haven't been written yet.
jpete
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: SMITTY On: Tue Aug 11, 2009 11:16 pm

Liberal Massachusetts has already taken the first leap at the health care problem. They are forcing people who can't afford health care in the first place to buy insurance that will cost more than they would have spent out-of-pocket.

Drop the insurance because you can't afford it? THEY'LL TAKE YOUR TAX RETURNS!!!

Party of the people :roll: ..... thanks for voting! :chop:
SMITTY
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: CapeCoaler On: Tue Aug 11, 2009 11:44 pm

That is why MA is turning into a Welfare State where rich people come to vacation!
The Hamtons got to be too much $$$ so they looked north to the Vineyard/Nantucket/Cape!
Free cars/cell phone/insurance/housing/everything...
If you do not work...
Why would you in this State...
It does not pay to work!

They have been pushing the Cape towns to do a single payer plan independent of the State...
8% to start off of every paycheck to pay for this...

http://www.wilpf.org/SinglePayerHealthInsuranceMay09

The Cape Care Community Trust Bill, filed in the current Massachusetts legislative session, is the result of a grassroots effort to create a single payer, community owned health care plan for all Barnstable County residents. Its seeds were planted over five years ago at a citizen-organized forum on health care. The outcry for a single payer system led two panelists, a family physician and the county human services director to assemble health care, political, business, and social agency leaders who met for a year to achieve consensus on a set of values and principles that would underlie such a plan.
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Re: Congress’ health care bill, H.R. 3200

PostBy: ErikLaurence On: Wed Aug 12, 2009 8:07 am

jpete wrote:Am I retarded or did he just torpedo his whole health care plan?

Post Office=Government agency=EPIC FAIL

UPS/FedEx=Private company=WIN!

So what can we infer from government run health care?


You want to fix the post office? Make it profitable? Get rid of bulk mailing rates. It's just a welfare program for businesses. 17 cents to send a letter? You're kidding me. Charge them full fare. What are they going to do, bulk mail with fedex? Also, charge a reasonable rate. Make a stamp $1. Do those to things and the PO would be profitable.

I am all for keeping the government out of health care.

First get rid of medicare. Lots of the old people will die really quickly without medicare so that will lessen the load on the system.

Second, let foreign pharmacies open branches or do mail order in the US to compete against our overpriced pharmacies.

Third, convince Americans that zero deductible insurance is stupid. Health insurance is not to cover $100 for a check up, it's to pay $45,000 if you end up in the hospital for a week. Does your auto insurance cover oil changes?

Four. In the end everyone dies. Insurance companies should cancel everyone after age 70 (it's a free market, they can sell to whom they want to). If you want to extend your life from age 85 to 86, and you have the average $25,000 a year in health care it takes to do that then feel free to spend it. But don't ask me (as a member of the private insurance pool) to pay the bill.
ErikLaurence
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: samhill On: Wed Aug 12, 2009 8:15 am

What we all seem to be forgetting is that this or these are only drafts, now is the time for reasonable discussion to make changes. So far I believe there are three different ones between the house & senate, no doubt adding to the confusion & then you have the lobby pupits putting out lies to scare people. From what I heard the other day is that just about every Pres. clear back to Roosevelt has tried to change health care in one form or another & they have all been beaten down, may-be for the good maybe not. But right now the ones that are fortunate enough to have ins. get a double hit because our tax dollars are paying for the ones that don`t. I think the saddest part of this whole thing is how many people grab onto the lies put out before even trying to find the facts. From everything I have been able to find so far reform is going to work out better for myself & I believe most others unless you happen to be strongly invested or in some other way tied to the ins. industries & they will not die IMO just have to actually do some work for their profits. The final bill is a long way away & I`m sure it will be thought out, the biggest thing will be trying to keep all the special interest groups to a min.
samhill
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: ken On: Wed Aug 12, 2009 8:35 am

"First get rid of medicare. Lots of the old people will die really quickly without medicare so that will lessen the load on the system" Why not just have a hunting season on people 65 an older. :shock:
ken
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: spc On: Wed Aug 12, 2009 9:23 am

samhill wrote:What we all seem to be forgetting is that this or these are only drafts


As I recall BHO wanted to cram this down our throats before congress went on their summer recess. IMO this is one of the many reasons people are pissed off.
spc
 
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Re: Congress’ health care bill, H.R. 3200

PostBy: Richard S. On: Wed Aug 12, 2009 9:26 am

And undoubtedly they have another 300 page amendment sitting in the wings waiting to get dumped on it at 3 AM in the morning.

Richard S.
 
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