ONE reason for health care reform (or not)

ONE reason for health care reform (or not)

PostBy: rberq On: Fri Aug 14, 2009 1:46 pm

How about a thread on health care reform, with the following rules? (As if coal burners will follow rules – if we did, we’d be burning oil and gas.) The intent is to get past the wild claims for or against, and see what you feel strongly about.

The rules:
(1) Name ONE SPECIFIC thing that reform should include. Or, name ONE SPECIFIC thing that reform should not take away.
(2) Don’t argue or agree with what the last poster said. Just make your own SINGLE, SPECIFIC point.
(3) It’s OK to say “Everything is great now, no reform is needed.”
Last edited by rberq on Fri Aug 14, 2009 6:28 pm, edited 1 time in total.
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Re: ONE reason for health care reform (or not)

PostBy: rberq On: Fri Aug 14, 2009 1:46 pm

Reform should not take away high-deductible policies with lower premiums. Just like your car or homeowner’s insurance.
I have that now. My health insurance does not pay anything until I have spent $3500 per person out-of-pocket. BUT my premiums are almost $6000 per year lower than for a pay-for-everything plan. So most years it saves me considerable money. Only if both I and my wife have major expenses in a single calendar year will I pay more out-of-pocket than I would have paid in premiums.
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Re: ONE reason for health care reform (or not)

PostBy: Richard S. On: Fri Aug 14, 2009 2:16 pm

Tort Reform, it's hard to put a number on life or health but these multi million dollar settlements have got to go. I was watching one committee debate this issue and one Rep. who is doctor from Texas had tried to introduce an amendment that was shot down on technicality. Apparently it mirrored what they did in Texas:

http://www.sfexaminer.com/sanfrancisco/ ... id=2124644

Changes were seen immediately, and continue to be felt. All major liability insurers cut their rates upon passage of our reforms, with most of those cuts ranging in the double-digits. More than 10 new insurance carriers entered the Texas market, increasing competition and further lowering costs.

As a result, Texas doctors have seen their insurance rates decline by an average of 27 percent.

The number of doctors applying to practice medicine in Texas has skyrocketed by 57 percent. In 2008, the Texas Medical Board received 4,023 license applications and issued a record 3,621 new ones.

In all, in just the first five years after reforms passed, 14,498 doctors either returned to practice in Texas or began practicing here for the first time.

And our reforms finally brought critical specialties to underserved areas. The number of obstetricians practicing in rural Texas is up by 27 percent, and 12 counties that previously had no obstetricians now have at least one. The statistics show major gains in fields like orthopedic surgery, pediatrics, neurosurgery and emergency medicine.
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Re: ONE reason for health care reform (or not)

PostBy: ErikLaurence On: Fri Aug 14, 2009 3:38 pm

Richard S. wrote:Tort Reform, it's hard to put a number on life or health but these multi million dollar settlements have got to go. I was watching one committee debate this issue and one Rep. who is doctor from Texas had tried to introduce an amendment that was shot down on technicality. Apparently it mirrored what they did in Texas:


I totally agree about the tort reform.

What I've never understood is why the plaintiff gets awarded the punitive damage funds. Award the plaintiff compensatory damages to compensate them for their loss. Charge the defendant punitive damages to punish them if there was malice or negligence, but for gods sake don't give punitive damage funds to the plaintiff. That turns it into a windfall.

If you get the lottery aspect out of the tort system then the number of frivolous lawsuits will plummet. Lawyers won't try to solicit cases if their payment is only 40% of just the compensatory damages.

The tort system exists to compensate people for their losses and punish organizations for wrongdoing. The tort system does not exist to make people who were hurt into multi-millionaires.
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Re: ONE reason for health care reform (or not)

PostBy: beemerboy On: Fri Aug 14, 2009 4:47 pm

ErikLaurence wrote:
Richard S. wrote:What I've never understood is why the plaintiff gets awarded the punitive damage funds. Award the plaintiff compensatory damages to compensate them for their loss. Charge the defendant punitive damages to punish them if there was malice or negligence, but for gods sake don't give punitive damage funds to the plaintiff. That turns it into a windfall.


If the defendant is charged punitive damages and the funds can't go to the plaintiff, whom do you suggest receive the award?
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Re: ONE reason for health care reform (or not)

PostBy: rberq On: Fri Aug 14, 2009 6:27 pm

Thread hijacked already! I told you coal burners couldn't follow rules! Read the beginning of the thread. No discussion! Just say what you want / don't want out of health care reform!
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Re: ONE reason for health care reform (or not)

PostBy: Black_And_Blue On: Fri Aug 14, 2009 6:47 pm

Socialized medicine should be defeated.



Let's see if writing your Congressman does any good :
http://apnews.myway.com/article/20090813/D9A25N781.html
This link is broken, either the page no longer exists or there is some other issue like a typo.
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Re: ONE reason for health care reform (or not)

PostBy: ErikLaurence On: Fri Aug 14, 2009 7:20 pm

rberq wrote:Thread hijacked already! I told you coal burners couldn't follow rules! Read the beginning of the thread. No discussion! Just say what you want / don't want out of health care reform!


No discussion is boring.
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Re: ONE reason for health care reform (or not)

PostBy: ErikLaurence On: Fri Aug 14, 2009 7:22 pm

beemerboy wrote:
If the defendant is charged punitive damages and the funds can't go to the plaintiff, whom do you suggest receive the award?


Give it to charity. Use it to pay off the national debt. I don't care. Just make sure that lawyers and plaintiffs don't see the tort system as a way to generate wealth for themselves.
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Re: ONE reason for health care reform (or not)

PostBy: samhill On: Fri Aug 14, 2009 8:55 pm

No matter if we get it or not ins. premiums are going to go sky high just to pay for all the lobbist they hired to fight it, last I heard it was a little over 3,000 new ones.
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Re: ONE reason for health care reform (or not)

PostBy: franco b On: Sat Aug 15, 2009 2:29 pm

Whatever happens I want to see all government employees covered the same as everyone else. No special health plans for congressmen.

Richard
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Re: ONE reason for health care reform (or not)

PostBy: Yanche On: Sat Aug 15, 2009 7:52 pm

franco b wrote:Whatever happens I want to see all government employees covered the same as everyone else. No special health plans for congressmen.
I already described the existing Congressional Health Plan. See my post in another health care thread. See: Congress’ health care bill, H.R. 3200
It's apparently to much trouble to download the pdf file that describes it. It's much easier for the wingnuts to just run their mouth, err. I mean their typing fingers. If you like links instead here's one: http://www.heritage.org/research/report ... ealth-plan
The government run plan does work and has been working for years. It's the same one almost all federal government employees and retirees have. Stop bitching and look at the plan. It's not government doctors it's private insurance companies! Make a cost vs. benefit to what you have. As I posted previously what's not known, but likely could be found with some research or a freedom of information request the governments contribution to premiums. That cost would be what a non-government person would have to contribute some how, either by their employer or directly. It's not that a government plan will not work it's that the insurance companies don't want it.
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Re: ONE reason for health care reform (or not)

PostBy: spc On: Sat Aug 15, 2009 8:49 pm

It's not government doctors it's private insurance companies!


It's not that a government plan will not work it's that the insurance companies don't want it.


Why would insurance companies not want 40 million more customers?
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Re: ONE reason for health care reform (or not)

PostBy: rberq On: Sat Aug 15, 2009 9:33 pm

spc wrote:Why would insurance companies not want 40 million more customers?

You are intentionally misunderstanding the point, so as to confuse the issue. The insurance companies don't mind customers, but they don't want a change in the status quo, where they are allowed to cherry-pick and insure only the healthy customers, and drop or refuse the rest.

Georges Clemenceau said, "War is too important to be left to the generals."

Insurance is too important to be left to the insurance companies.
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Re: ONE reason for health care reform (or not)

PostBy: spc On: Sat Aug 15, 2009 9:59 pm

rberq wrote:where they are allowed to cherry-pick and insure only the healthy customers, and drop or refuse the rest.

Are the private insurance companies allowed to do this with government employees?


"Just how good a health plan does Congress have?"

"because the pool of potential customers is so large and potentially lucrative, insurance companies trip over themselves to be part of the system. It's why federal workers in Washington, D.C. have 23 different plans to choose from..."

http://www.oregonlive.com/politics/inde ... wyden.html

Sign me up. :)
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