I'm in the process of installing a Leisure Line Econo stove with direct vent kit. My insurance company said it wouldn't be a problem or raise my rates as long as they came out and inspected it. They said they would check clearances and ensure they matched what was in the manual for each individual part of the unit.
Looking through the photos on this site, I notice that many people have their direct vent outlets within 4 feet of windows. This is one thing that is becoming somewhat of a problem for me. I can make it work, but it may prose problems with clearance of the stove (installing in a corner).
Also, there has to be a minimum of 16 inches in front of the stove on the stove pad. Again, I notice that many people's isn't.
How did you all get your stoves insured? Did you require inspections? I don't want to have to go through a huge hassle, but I need my homeowners insurance to cover me too. Any ideas?