Current Config & Status of MA Healthcare system

Current Config & Status of MA Healthcare system

PostBy: titleist1 On: Thu Jan 21, 2010 11:46 am

Just thought I would ask what is the current form and function of the MA healthcare system is. I hear they have the model system for the rest of the country, or maybe not?

Is it solvent or is it scheduled to go bankrupt in X amount of years? Is there care readily available or are there prolonged waiting periods for treatment of certain conditions? What does it cost each taxpayer? Is everyone forced to sign up or face fines? Any info on the impact of such a program on small business or large business. Do the gov't employees (especially the legislators) use the same program or do they have their own program?

I am interested in how the cost of the proposed national healthcare will trickle down to my pocket. I am wondering if it will save or cost me money.

Being self employed and insured on an individual policy I figure I am paying more than anyone on a group plan (or at least I should be based on how the insurance industry works on "pools" of subscribers). As a 45-49 YO, we are paying about $6k per year for a BlueCouldCareLess family plan, $500 deductible for wife and kid (each) and $5k deductible for me, 80%-20% preferred provider coverage after deductible is met, pre-existing kidney stone condition exemption for them on my wife that is still in effect after 8 years, no dental or eye care. The cost will probably be going up for this year, we are due to get our bill in the next couple weeks. I am curious how our plan / cost compares to your experience.
titleist1
 
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Re: Current Config & Status of MA Healthcare system

PostBy: tvb On: Thu Jan 21, 2010 12:05 pm

Not being a resident of MA, I can't provide details of RomneyCare, but find it amusing that the current hero of republicans thinks it's a great model for MA residents but not for the rest of the country.
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Re: Current Config & Status of MA Healthcare system

PostBy: Paulie On: Thu Jan 21, 2010 12:19 pm

This is probably not the place to get the information you desire. It is expensive, it works, everyone is covered, everyone pays in. You can buy high end, low end , what ever you want, are comfortable with, can afford. But buy in
you must. You are fined if you do not buy insurance. For now, those fines are stupid cheap compared to the cost
of coverage. Those fines will grow over time.
Cost containment, participation is the goal now. The expense is sizable, but will be ultimately cheaper than providing
free care to poor people who can not afford ins, and to cheap people who will not afford ins.
As far as access to care, no issues. The providers want your business and there are tons of them.
That is it in a nut shell. Bottom line, it can be done. Our system is still being tweaked, as it is fairly new. The MA system
utilizes existing structures to make it happen. Providers , INS CO, GOV agencies that are involved were there before. Now
they are working in line with each other. If you can not afford coverage, help is available, but you will pay a percentage
of your income. The free loading days are over. And really, that is not a bad thing.
Incentive to be better is not taken away. Dr make more by being better, ins companies make more by having more
customers, so it does not have the socialist death howl " it does not matter, so f it!" So it can be done. Keep in mind,
we are a state of 6 million or so. The USA complete is 300 million or so. Can it be scaled up? I think so, should get even
cheaper. The key is to balance the interests. For us, so far so good!
Paulie
 
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Re: Current Config & Status of MA Healthcare system

PostBy: Paulie On: Thu Jan 21, 2010 12:30 pm

tvb wrote:Not being a resident of MA, I can't provide details of RomneyCare, but find it amusing that the current hero of republicans thinks it's a great model for MA residents but not for the rest of the country.

You are obviously not from MA, because if you were, you would realize that Romney is no hero, and will never be
President. He signed the bill because he had too, it was going through with or with out him. That's The Fact Jack. Ask
any MA republican about Romney after a few cocktails if you want the truth. 8-)
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Re: Current Config & Status of MA Healthcare system

PostBy: stockingfull On: Thu Jan 21, 2010 1:27 pm

Thanks for the info, Paulie.

Maybe the Prez and members of Congress -- in both parties -- will be equally interested in Scott Brown's perspective, coming as he does from a state which not only has tackled it but where he participated in the formulation of the solution.

I see positive, potentially bipartisan "Game Change" potential.
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Re: Current Config & Status of MA Healthcare system

PostBy: tvb On: Thu Jan 21, 2010 1:54 pm

Paulie wrote:
tvb wrote:Not being a resident of MA, I can't provide details of RomneyCare, but find it amusing that the current hero of republicans thinks it's a great model for MA residents but not for the rest of the country.

You are obviously not from MA, because if you were, you would realize that Romney is no hero, and will never be
President. He signed the bill because he had too, it was going through with or with out him. That's The Fact Jack. Ask
any MA republican about Romney after a few cocktails if you want the truth. 8-)


I'm sorry, I wasn't clear with the adulation. That would be Mr. Brown I spoke of.
tvb
 
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Re: Current Config & Status of MA Healthcare system

PostBy: Richard S. On: Thu Jan 21, 2010 6:12 pm

Removed some irrelevant off topic comments, just a reminder:

Richard S. wrote:

Welcome to the "Thoughtful and Intelligent Debates".

If you're going to post in this forum have an argument, this forum will be moderated for content much more than the standard forums. Flaming, abuse or any other nonsense no matter how minor will not be tolerated under any circumstances. This is not to say any opinions will be censored, it's to say you better have a opinion and reason for your opinion. Keep your posts and discussions at a higher level and be sure they have significant discussion value.

Those not following along with these rules will have there posting privileges in this forum revoked.
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Re: Current Config & Status of MA Healthcare system

PostBy: mr1precision On: Thu Jan 21, 2010 7:48 pm

Paulie wrote:
tvb wrote:Not being a resident of MA, I can't provide details of RomneyCare, but find it amusing that the current hero of republicans thinks it's a great model for MA residents but not for the rest of the country.

You are obviously not from MA, because if you were, you would realize that Romney is no hero, and will never be
President. He signed the bill because he had too, it was going through with or with out him. That's The Fact Jack. Ask
any MA republican about Romney after a few cocktails if you want the truth. 8-)

I know lots of people including myself that like him and would love to see him in the oval office. Jay Severen is probably his biggest fan. He couldnt get alot done because almost everything he tried to pass got shot down in the house. You can thank Sal Demassi (criminal)for that. http://en.wikipedia.org/wiki/Salvatore_DiMasi
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Re: Current Config & Status of MA Healthcare system

PostBy: mr1precision On: Thu Jan 21, 2010 7:53 pm

Let's hear from Mitt himself.
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Re: Current Config & Status of MA Healthcare system

PostBy: titleist1 On: Thu Jan 21, 2010 8:39 pm

mr1precision wrote:I know lots of people including myself that like him and would love to see him in the oval office. Jay Severen is probably his biggest fan. He couldnt get alot done because almost everything he tried to pass got shot down in the house. You can thank Sal Demassi (criminal)for that. http://en.wikipedia.org/wiki/Salvatore_DiMasi


I see you're from MA. How is the healthcare system working out for you? Did you see your cost go up or down, your level of care improve / degrade, are you able to effectively shop for an insurer?
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Re: Current Config & Status of MA Healthcare system

PostBy: jpete On: Fri Jan 22, 2010 12:50 am

tvb wrote:Not being a resident of MA, I can't provide details of RomneyCare, but find it amusing that the current hero of republicans thinks it's a great model for MA residents but not for the rest of the country.


Maybe Brown thinks it's a great model, but the rest of Massachusetts might not.

http://www.boston.com/business/healthca ... by_reform/

Officials at many so-called safety net hospitals said that as the new system - which requires all residents to buy health insurance - phases out payments for free care provided to the uninsured, hospitals are facing budget shortfalls and have been forced to cut back on investing in new equipment.


http://www.boston.com/news/health/artic ... to_double/

The subsidized insurance program at the heart of the state's healthcare initiative is expected to roughly double in size and expense over the next three years - an unexpected level of growth that could cost state taxpayers hundreds of millions of dollars or force the state to scale back its ambitions....

...State projections obtained by the Globe show the program reaching 342,000 people and $1.35 billion in annual expenses by June 2011.


http://www.boston.com/news/local/articl ... ?page=full

The subsidized program, called Commonwealth Care, accounts this year for about one-third of the $1.9 billion price tag for healthcare reform...

...Meanwhile, healthcare costs statewide are rising by about 10 percent a year.


Sounds like a stunning success.
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Re: Current Config & Status of MA Healthcare system

PostBy: SMITTY On: Fri Jan 22, 2010 1:02 am

The healthcare system in MA is great if you have a job. If you don't, your F**KED - point blank.

Right now for me, it's cheaper for them to take my tax returns. This makes me so boiling mad that I want to go on a tirade about it ... but it may attract the attention of homeland security, so I'll shut my mouth.

By the way, Mitt Romney was POWERLESS AGAINST THE 126 DEMOCRATS!!! There are only 6 on his side! The only way he got ANYTHING done in this state was by some sort of kiss ass agreement with the dems. The MA state House & Senate RUN THE SHOW IN MA -- the governor is just a puppet!! All those who live here will attest to that!

SO in short, that bill that TVB keeps pinning on Romney is a product of THE DEM STRANGLEHOLD ON THE HOUSE AND SENATE OF MASSACHUSETTS!!!! :mad3:
SMITTY
 
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Re: Current Config & Status of MA Healthcare system

PostBy: Paulie On: Fri Jan 22, 2010 2:20 am

Mitt Romney threw his own people under the bus and will flip faster than Kerry on any issue. Support and love him all you want, but you are expendable to him. That he has the odd ball Morman thing is just icing on the cake. Only way he will
see the white house is on a public tour. John McCain picked Palin over Romney KNOWING he could not win with
her...........why? Because Romney has no heart, he is not a leader. McCain has more character in one of his healed fractures than Romney will every have.
He tossed his people, he tossed the Commonwealth, and he will toss the country if elected. His ego enormous, his
loyalty non existent. As far as Jay, let him love him. He is a talking head with a local radio show....BIG DEAL. His
opinions and observations carry more weight than yours and mine? He came back to TKK after he failed on the national
level. OH, that could be the reason he LOVES Romney, some sort of weird symbiotic homosexual alter ego thing?
As far as SAL and the previous speaker, of course they were crooks. MA politicians through and through. You did not
know that? Every speaker is going to be slippery , just the nature of the job. But they are HONESTLY crooked, as in
you KNOW what they are and can rely on them to be THEMSELVES. Make a deal with SAL, and it is a deal . Romney? Depends on the weather, political climate, hair day...maybe he honors the deal, maybe he forgets he even knows you.
I would rather take my chances with the criminal , they are way more reliable.
As far as the juice of the Gov office, tons. He can stop just about anything coming through both the senate and house. Takes 200 +/- reps-senators to override the Governors 1 vote. And those 200+/- have to be in lock step, all
on the same page. If the office was with out power, nobody would want it. So quick making excuses for the Dork from Michigan, Utah, MASS, or parts most convenient to the moment. He is not worthy of your support.
Paulie
 
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Re: Current Config & Status of MA Healthcare system

PostBy: efo141 On: Fri Jan 22, 2010 12:46 pm

SMITTY wrote:The healthcare system in MA is great if you have a job. If you don't, your F**KED - point blank.

Right now for me, it's cheaper for them to take my tax returns. This makes me so boiling mad that I want to go on a tirade about it ... but it may attract the attention of homeland security, so I'll shut my mouth.

I have a job with ins. but they still pulled $4200 out of my pay for my share of the plan last year. And like every year it's going to be more this year. I think you should have the right to go with no ins, as long as you have the money to pay your hospital bill. If you don't, who do you think should pay your bill?
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Re: Current Config & Status of MA Healthcare system

PostBy: titleist1 On: Fri Jan 22, 2010 1:33 pm

"I have a job with ins. but they still pulled $4200 out of my pay for my share of the plan last year."

So if I understand correctly, you pay your share of your insurance plan through your employer and you pay an additional $4200 per year into the state healthcare plan? Did your insurance premium through your employer go down any after the plan was implemented?

The reason I ask is that I have heard the argument that we are already paying for the uninsured through higher hosp costs & higher ins premiums & medicaid taxes (I am sure that is true) and if we switch to the additional tax for the healthcare plan they'll get their money from there rather than spreading it across the board with higher costs for everything (not so sure about this). If it does work this way in practice and not just theory, then there should be some savings somewhere that is passed back to those already paying insurance either through lower rates or lower taxes, correct?
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