Something to think about: if the *censored* does hit the fan, for whatever reason, what you want to hold is not a form of currency, What you want to hold are items that basic survival depend on. These items will be as or more valueable than gold, silver etc.
Silver, gold or whatever will pass for currency, will only have a place in a post SHTF society after a few years of survival, and a need for something more portable and universal than direct barter for or with actual goods.. once transportation is reestablished and commerce over distance is restored.
Example: a month after a collapse of the electrical grid [for whatever reason] what good would holding gold or silver be? What would be worth a lot would be diesel fuel, gasoline, or coal , or heating oil.
The need for at least a year ? maybe only 6 months, would be maintaining some form of refrigeration, and pumping water.
To live you need WATER.. food?? not so much.. but no water? you start to shut down after 2-3 days.. Death soon follows.
So, yes, I'm a prepper. I have enough diesel to run my genset for a year, running it 4 hours a day.. that will pump water, chill the freezer and fridge, charge some battery packs, and run some equipment like welders, etc.
I have not only a normal well with an electric pump, I have a well with a hand pump, and I have a river on the property and water purification systems.
How about medicine?? Do you have a stockpile of normal items we take for granted? Like painkillers, stomach aids. antibacterial ointments, ability to stitch or glue [super glue] wounds and lacerations ?
Can you get fresh food? Can you hunt? if so, how many rounds of your choice of ammo do you have? I think the standard .22LongRifle round will be the standard for putting a squirrel or rabbit in the stew pot. [or domestic cat, and foo-foo dogs, real dogs will have a place as part of security for your home and family]
Do you have seeds to grow a garden, if we are lucky enough to have a decent growing season? If the SHTF in October, all bets are off till May or June the next year.
Can you survive with NO outside support?? Do you even have enough basic staple food stuffs to eat 1000 calories per day?? for 6 months? It's actually easy to have a food pantry, and it saves money, buy in large quantity when things are on sale, label the items with the date, use the m as needed oldest first.
Where will you get sugar, salt, pepper, liquor, toilet paper, cloth towels or other cloth items,??
So instead of gold or silver for the upcoming potential disasters, I hoard what I think I will need and if I have it, and someone else needs or wants it, then it has REAL value and is far better than gold or silver for barter.
Gold and Silver only have value if they can be used to buy goods or services you want or need.
Only once some form of commercee has been reestablished, will a coin or similar currency be of use. When the growing states have corn, wheat, oats. And the oil producing states have fuels, and the need to exchange the two and the ability to transport the items has been restored, then a currency will be needed again.
I'll bet that If the starving hoards start to leave the cities, and come looting in the suburbs, and beyond into the small farms,, that gold will be valueless, but a 500 round box of .223 will get you just about anything in trade.. And an operational rifle with 500 rounds for it will be just about priceless.
Just a thought..
NOW, if the SHTF never happens, but the FRN and the FED, and inflation go crazy, then all the bank accounts will be just a thought, or smoke in a stiff breeze.. gone. and all the 'wealth' in your or our bank accounts will be nothing..
So what to hoard and hold is what you would want to BUY with that gold or silver.. at least for the first year or so.
Try reading 'Lights Out' and "Patriots' or 'One Second After' and a few other post SHTF novels.. They really make you think about what it might be like.. Do you KNOW and like your neighbors? ALL your neighbors? Are you prepared to deal with them if you have a working well, and refrigeration, and they do NOT? What happens when they get REALLY desperate?
Just some thoughts