Cast your vote FOR/AGAINST the HC bill

Cast your for vote FOR/AGAINST the HC Bill

Poll ended at Mon Mar 22, 2010 3:10 pm

YES - I want that ObamaCare vill to become law
6
12%
NO- I don't want the the ObamaCare bill to become law
44
88%
 
Total votes : 50

Re: Cast your vote FOR/AGAINST the HC bill

PostBy: Black_And_Blue On: Wed Mar 24, 2010 11:07 am

Another round of rate increase letters coming out :

"So I just got a call from my health insurance provider. My family rates are going up $200/month ... $2400/year per employee effective April 1st. Didn't take long after signing to get this s**t going.

So much for the "my plan will save Americans" $2500/year in Healthcare premiums.

F***ing liar in chief. "
http://market-ticker.denninger.net/archives/2117-That-Didnt-Take-Long.....html

Experts project the pending healthcare reform bills will increase annual family premiums in Alabama by an estimated $2,800 for small businesses and by an estimated $3,500 for individuals, who purchase new coverage within five years of enactment. This is a 29% increase in family premiums for small businesses and a 69% increase in family premiums for individual plans, making healthcare coverage unaffordable to many Alabamians.


https://www.bcbsal.org/web/msgceo.html
Black_And_Blue
 
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: jeromemsn On: Wed Mar 24, 2010 2:09 pm

Black and Blue this article is not dated as to time of print and seem to reflect a time frame prior to the amended Health Care bill.

https://www.bcbsal.org/web/msgceo.html

This one I would presume that the contract between the insurance company and the client was due for an updated price since the Health Care bill does not go into effect till 2011 that might effect the price of the employers insurance. If it is a legitimate rate increase due to the health Care bill I would tell that person to get in contact with the state insurance board and find out if this is a reasonable rate increase

http://market-ticker.denninger.net/arch ... g.....html
jeromemsn
 
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: Paulie On: Wed Mar 24, 2010 5:41 pm

SMITTY wrote:
As far as dead beats getting care and not paying in......is really so bad to make them pay
SOMETHING? I am tired of paying for them, how about you?

You pay for my healthcare Paulie? That;s funny because I haven;t received a dime from anyone -- I just pay & pay & pay -- WITH or WITHOUT insurance! :mad: :mad: :mad:

No Smitty, when you get the big sick, the one you or your family will not afford, you will be treated, who pays for that?
I do not see your family keeping you home to die...... I hope it never happens to you, but odds are it will, and with out insurance, who will pay? Everybody that already pays. Soooooooooooo you insure your car, your home, but not your health
your most important possession and the most expensive to fix? Does that make sense? Now, if you are willing to roll the dice,
so be it. But that is only fair to your fellow Americans that pay in if you and your family bite the bullet and let you die if the
care you need is out of your budget. Do you really see that happening? Can you do that to a child? Do you expect your wife
to make that call? Think it threw. I am not excited about Gov involvement in anything, but the market is not working on this
one. I have said it before, and I say it again.......How many lives did the people in underwriting save today? BIG FAT 0
The only entity with the juice to handle this is the FED. My only bitch in the HC bill is that private insurance is allowed to
continue to play a part. If it is Gov involvement, then let them take the ball and run with it. Including the INS industry, the
cause of pretty much every thing that is perceived wrong with our current system, is criminal.
Paulie
 
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: mr1precision On: Wed Mar 24, 2010 7:02 pm

Just puttin my two cent here. If anyone thinks their health insurance will go down they're on glue.
With Romney care It's gone up quite a bit every year since it started. This Year we were just told that BCBS will be going up big time and we'll probably have to find yet another plan with another company. In my mind we need un-bridled comptition with some regulation. This whole HC BILL is like a sh i t sandwich sprinkled with nice sweet pickles mmm mmm mmm. (Hence the Obama song) But it's main ingredient is still poop! :sick:
mr1precision
 
Stoker Coal Boiler: Axeman-Anderson AA-130

Re: Cast your vote FOR/AGAINST the HC bill

PostBy: jeromemsn On: Wed Mar 24, 2010 7:43 pm

I'll tell ya what, I'll let you know if there is any change in the health insurance that my employees and I have. I will post it on here on Highmark letter head, dated and signed by them with there phone numbers. Highmark Blue Cross/Blue Shield. The last contract we signed with them was 2 years ago and it's a 6 year contract. I have young, old, male, female,part time, full time, some healthy some not so healthy. They know I don't play games with the employees, no back door deals so that my personal or business insurance is cheaper. So far I have not had any propaganda from them in the mail or email, have not received any notice of any type of rate hike.

I hope this will help others.

https://www.highmarkbcbs.com/chmptl/chm ... e.do?tab=2
jeromemsn
 
Hot Air Coal Stoker Furnace: Keystoker 90 dvc
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: Richard S. On: Wed Mar 24, 2010 7:50 pm

What I want to know is when it goes down :!:
Richard S.
 
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: freetown fred On: Wed Mar 24, 2010 8:09 pm

Yep,Momma has to renew ours through the school district every Sept. when school starts up again--at least we have a repreive till then--in the mean time I'll be watching posts to see how you guys & gals are doing w/ it :|
freetown fred
 
Hand Fed Coal Stove: HITZER 50-93
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: samhill On: Wed Mar 24, 2010 8:31 pm

Well in not quite 6 years mine has gone from $35.66 to $470.55 per mo. so if it at least slows down it will be an improvement.
samhill
 
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: mikeandgerry On: Wed Mar 24, 2010 9:36 pm

Very few people had health insurance over sixty years ago. Mostly the reason for that was that a catastrophic event either didn't break you or it wasn't fixable. There were no heroic methods to save you if you had cancer or heart disease. They could stop or slow or relieve certain diseases such as infections, gout, or diabetes. They could do basic surgery to repair physical defects and remove tumors and infection. The knowledge of biochemistry was far less than today. Essentially though, there was no moral dilemma resulting from the existence of expensive technology and the inability to pay for it.

One reason HC costs have soared over those decades is that in the late '40's through the '60s industries were expanding and highly profitable in that post war period. Group health insurance could be bought by corporations using their superior buying power and offered to executives and valuable employees as a fringe benefit. Essentially, they could buy a dollars worth of insurance for less than a dollar and present it to the employee as an incentive.

That action by the corporation enabled a selective consumer business in health care that previously had not existed. More health care was consumed by the employee so as not to waste a benefit offered by the employer. Naturally, this boosted the revenue and profits of the insurance company, the care providers, and the drug companies. The consumerism of medicine created more and more demand. The benefits of employment were spread to more employees. It was highly valued and an incentive to attract better employees.

The increased premium and service revenues funded more and better drugs and services. It rapidly expanded medical technology and made medicine a greater miracle. As with all technological advances however, the incremental costs are very high. That is, the cost of a new discovery becomes more costly to research as breakthroughs become more elusive. However the miracles become more desirable, saving and extending life in ways previously impossible. The fountain of youth has been incredibly desirable throughout history. Therefore, the cycle continued.

No profession is insulated from greed but the previous check on self-interest was limited need for services. That need was supplanted by both want and technological ability. But what started as a good idea turned against a free market because of a third party payer system. There was simply no monetary disincentive to greater care on the part of the consumer because of the third party payments. Over time, the premiums grew as the incremental costs grew even faster as on a geometric progression.

Make no mistake, what caused this bubble in medicine was GREED-- The greed of the consumer who wanted more and more and who didn't feel the direct sting of payment as corporations absorbed the costs for two or three decades. Each advance in cost and technology was shored up by a government and a consumer that embraced the newer medical technology as a base standard and yet demanded higher levels of care and service through regulation, without regard to cost. Add to that the moral imperative of supporting the uninsured and the costs accelerated.

That ratcheting effect, the root of which is the consumer, is now a burden on that consumer because the costs have exceeded the ability of our business community to absorb the increases.

So what is the government solution? To ask the business community to absorb the costs of covering everyone. (But isn't that the problem? That is, that they can't afford it anymore?)

The solution should be to reverse the cause. In other words, to place the responsibility for payment directly with the consumer. (But now the costs are so high that no one can afford care. As in the Great Depression, there is great want in the presence of an apparent bounty.)

Unfortunately, neither solution is viable at the levels of care we have now. The system will fail without forced reductions in costs and care levels. That is also part of the government solution plan. It must be so; But, they will not say that directly.

Expect more change.
mikeandgerry
 
Stoker Coal Boiler: Axeman-Anderson Anthratube 130-M

Re: Cast your vote FOR/AGAINST the HC bill

PostBy: jpete On: Thu Mar 25, 2010 6:36 am

Paulie wrote: but the market is not working on this
one.


This statement always makes me crazy. We are so far away from a free market it isn't funny. Yet somehow, it always takes the blame.
jpete
 
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: spc On: Thu Mar 25, 2010 1:32 pm

For some reason Weiner can't say the IRS :o



Unbelievable
spc
 
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: Paulie On: Thu Mar 25, 2010 3:24 pm

jpete wrote:
Paulie wrote: but the market is not working on this
one.


This statement always makes me crazy. We are so far away from a free market it isn't funny. Yet somehow, it always takes the blame.

You are correct, there is not free market in health care. Smoke and mirrors, cost shifting, some pay many do not, for profit
non profit, a total absolute *censored* storm.
Paulie
 
Stove/Furnace Make: leisure Line
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: freetown fred On: Thu Mar 25, 2010 3:35 pm

Well,just got good news : Momma got home from her cafeteria job at school w/ news that she will no longer be employed next yr. after 10 yrs--she's 56 & the new kid on the block.The story is that we both have health insurance through her group plan & they heard about price increases---what's at risk??her car that she's worked all her life to finally get a real nice one,our house because of taxes,etc Oh well we'll get through it like we do all this other sh_t the govmnt. dumps on us.Cool,I feel better,thanks for listening :) Anybody in the Cortland,NY area need an old man,well versed in just about everything or a kinda old woman--both hard workers,responsible & at least one of us is pretty good looking :)
freetown fred
 
Hand Fed Coal Stove: HITZER 50-93
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: jpete On: Thu Mar 25, 2010 3:47 pm

Sorry to hear it Fred. I suspect this turdburger of a law is going to cause a lot of preemptive firing. This is going to get a whole lot worse before anything gets better.
jpete
 
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Re: Cast your vote FOR/AGAINST the HC bill

PostBy: Black_And_Blue On: Thu Mar 25, 2010 5:24 pm

For the looters and moochers :

The metric of unintended consequences....
A dire warning from Bay State medical-device companies that a new sales tax in the federal health-care law could force their plants - and thousands of jobs - out of the country has rattled Gov. Deval Patrick, a staunch backer of the law and pal President Obama.

“This bill is a jobs killer,” said Ernie Whiton, chief financial officer of Chelmsford’s Zoll Medical Corp., which employs about 650 people in Massachusetts. Many of those employees work in Zoll’s local manufacturing facility making heart defibrillators.


http://www.bostonherald.com/business/general/view/20100325beware_the_jobs_killer_companies_threaten_to_quit_state_over_new_tax_on_medical_devices/srvc=home&position=1

ETA : this was the company I believe was on local radio that I posted about further up this page.
Black_And_Blue
 
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