NoSmoke wrote:I think today the real culprit to our situation is our desire to try and shed consequences.
Obama said he would support his daughter having an abortion if should not have to live with a "mistake". First, I do not think he would say that if he actually held his grandson in his hands and watched it smile back, and two...what is wrong with having consequences? What is wrong with having responsibility?
If you blatantly spend more then you make you can just file for bankruptcy and have a whole clean record in 7 years! That was merely an effort to shrug the consequence of having to live with poor credit and and a lack of things for awhile. The same with fuel assistance; it is pretty well known that here in Maine, come fall you either better have a big pile of firewood and coal...or have a big wad of cash in your pocket for oil. If you do not have either, you better plan a little better the rest of the year. The housing collapse really started because institutions were loaning 120% of a homes value in part because some people did not have enough diligence to put a little money away for a down payment on a house someday. Simply put, not everyone "deserves" a house...you earn it by managing money well, and a bank deserves to go under with leadership that promotes loaning money out to people who have nothing invested into it.
I realize that we all make mistakes, and that at times we all need help, but as well meaning as government programs are...and they were all started for well meaning intents...the government does not have the ability to control them and they are soon exploited. At the very least I would like to see many of these programs reeled back to the local level where better administration and oversight can occur.
The consequence to abortion rest "solely" on the women that chooses it. Our tax dollars pay for that consequence for the most part whether abortion is chosen or not
So far as "deserving" a house or not...I think that is really a matter of need, rather than deserve and within that need comes the fact of affordability and good fiscal stewardship as you mentioned. A person "needs" an affordable home to live in within their fiscal means, however, needing/affording a $50,000 dollar home and wanting/getting a $150,000 home is the "plight" that many ended up in. Those that ended up in that situation relied on "professional's" to assist them in their need or more so want in the decision to purchase the "wanted" home versus the needed/affordable home.
Managing fiscal earnings for the needed home was very realistic...but, not realistic for the wanted home and MANY were guided wrongly in that.
Agreed that many of the govt. programs need to be reeled in and managed in a more responsible manner, however, some states I think would do much worse than the fed...I would hate to see our state manage these programs under any administration that we have had over the past 12 years!