Poll: Have your health care rates gone up under Obamacare?

Have your health care rates gone up under The Affordable Health Care Act (Obamacare)?

yes
33
54%
no
19
31%
no idea
9
15%
don't care
0
No votes
 
Total votes : 61

Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: KLook On: Mon Oct 07, 2013 11:14 pm

Don't get excited rberq, he is employed. That makes him one of a dwindling group. His insurance is subject to the same forces as everyone elses as this moves forward. If it moves forward. I have poorer insurance then 3 years ago but only because the wife moved and changed jobs. If I go to Oblama care, look out. I will need a second job. And you live in the communist state of Maine, the one that drove all the other insurers out except BCBS. Leaving you to complain about lack of choices and the high costs. Funny how that comes back to bite you in the ass when you tell companies what they can charge and make and they take their ball and go somewhere else to play. Then you complain about how greedy they are. Insurance was so high in Maine because of FRAUD. I personally knew many people that faked and fell and whatever it took to get a settlement. Some got as many as 3 or 4 settlements over the years. We all paid the price for that and only Liberals blamed the Insurance co.
I was petrified that people would say I burned my own building several years back. And they did. But since it was a net loss, I would have to have been stupid, or should I say more stupid then I am to burn my own building with inadequate coverage. Anywho, Maine put itself in the position that you complain about. But you leave that out of your comments.

Kevin
KLook
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: jpete On: Tue Oct 08, 2013 7:19 am

rberq wrote:
Wiz wrote:No increase since first day of employment 3 yrs ago. Copay $20 and meds $7 if generic brand.. kids are covered until their 27th birthday.

No! No! Get with the program! You're expected to CONDEMN Obamacare here, and even though it only went into effect 6 days ago, you are supposed to blame it for all your insurance woes of the last four years. No success stories allowed! :o


My only comment is, who does he work for and are they hiring? :D

I could have gotten the same dealing working at Electric Boat and made twice as much as I am now but I caught so much flak for being on unemployment and going to school, poor Sam's head would explode if I took a government job. :shock: :lol:
jpete
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: samhill On: Tue Oct 08, 2013 7:40 am

Klook, it may surprise you but I'm not a big fan of the modern unions, they came into the market place for a reason & just like most things lost their way & became a problem. After checking Chrysler was first & never finished the plant & this all started in the late 60s (not quite Obama's fault) by the time VW came along it was their choice, they knew & even brought in union employees from Detroit. Without getting into it they caused many of the problems themselves but most were the (beginnings of the equal rights crap) where they all thought they were more than equal. The bottom line for them was they built crap, can't sell a car that nobody wants but everything always seems to be nothing but a union thing when there is always more. Sony that was there after VW was non-union (if I recall right) but paid well so no need for a union. The thing is since the 70s there still hasn't been anything but more tax money going in & very little coming out, very few of the locals ever got jobs there & small restaurants, shops & such either went out of business or never materialized because the business was never there. I know the area where Kia & Hyundai built is working out for them but they are building a product that sells, all I am saying is I would be leery of VWAs track record. A union is never needed if workers are treated fairly, same as anything else. To stay slightly on topic the HC as it stands was never intended or is written in stone, it's what they could get to appease both houses & lobby's & that's why the large time period where the HC & Ins. industries could get profits at an even faster rates than before.
samhill
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: samhill On: Tue Oct 08, 2013 7:46 am

Jpete, I never said anything except that it's an ignorant person that constantly bites the hand that feeds them. Please go & work where ever you please, somehow I just find it hard to believe that you will ever be satisfied. Your choice was made by you & long before I ever came along so it must have been Obama's fault, what year did your job start heading South (as a figure of speech) no matter which direction it went?
The whole point is you were being paid by the very Gov. that you itch about constantly but at the same time it never bothered your self proclaimed high standards to lower yourself to slug status, so now work hard, make lots of money in "your" chosen field, pay taxes & if I had anything to do with it your tax paid training should be repaid just like any student loan, I get tired of them using my $ for ungrateful slugs. :shock:
samhill
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: jpete On: Tue Oct 08, 2013 4:35 pm

samhill wrote:Jpete, I never said anything except that it's an ignorant person that constantly bites the hand that feeds them. Please go & work where ever you please, somehow I just find it hard to believe that you will ever be satisfied. Your choice was made by you & long before I ever came along so it must have been Obama's fault, what year did your job start heading South (as a figure of speech) no matter which direction it went?
The whole point is you were being paid by the very Gov. that you itch about constantly but at the same time it never bothered your self proclaimed high standards to lower yourself to slug status, so now work hard, make lots of money in "your" chosen field, pay taxes & if I had anything to do with it your tax paid training should be repaid just like any student loan, I get tired of them using my $ for ungrateful slugs. :shock:


My job started going south the minute William Jefferson Clinton signed NAFTA.

As far as "repaying" for my training, don't you think I paid enough from the time I was 14 until I was 40? How much more taxes would you like them to take? Don't worry, from now until I retire, I think I'll probably get square with your Lord and Savior, the Prophet Obama.

Never mind the fact that unemployment is paid by EMPLOYERS. Not employees, and certainly not YOU.

But, it's your story, tell it how you want....
jpete
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: samhill On: Tue Oct 08, 2013 6:02 pm

UC is part of an employees benefit package & is paid for every hour worked & state run, when they got into the training & the extension after extension that came from federal. If you having paid enough from your working all those years then everyone should get free trade training at say mid age or what ever you are, there is no individual pot that everyone has sitting there, it all comes out of the same pot that everyone (well most anyhow) pay into. Like I said to begin with is that it isn't the fact that you got it as much as the itching & crying about it.
I'm sure you know that NAFTA was a done deal before Clinton got in office & was already signed by Bush the First but then had to be signed again after Congress ratified it.
samhill
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: jpete On: Tue Oct 08, 2013 9:50 pm

samhill wrote:UC is part of an employees benefit package & is paid for every hour worked & state run, when they got into the training & the extension after extension that came from federal. If you having paid enough from your working all those years then everyone should get free trade training at say mid age or what ever you are, there is no individual pot that everyone has sitting there, it all comes out of the same pot that everyone (well most anyhow) pay into. Like I said to begin with is that it isn't the fact that you got it as much as the itching & crying about it.
I'm sure you know that NAFTA was a done deal before Clinton got in office & was already signed by Bush the First but then had to be signed again after Congress ratified it.


NAFTA was proposed by Reagan, advanced by Bush and signed by Clinton. Tell me again how the two party system works?

Don't hate the player hate the game Sam. Frankly, I'm more than happy to see my tax dollars help my fellow American better himself in some way rather than going to bomb brown people halfway across the world.

Hating people on "welfare" is your game. I'll stick to attacking the military industrial complex and the Pax Americana.
jpete
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: mikeandgerry On: Wed Oct 09, 2013 3:44 am

jpete wrote:You don't actually believe that do you?


mikeandgerry wrote:Your cynicism is clouding your sense of reality.


jpete wrote: Forgive me. I live in Rhode Island where cynicism IS reality.



LOL I knew I could count on you, Jeff, for a good (and cynical) answer! :D

I wholeheartedly agree with you, however, that it all should all be soooooooo much simpler.

Your arguments about rights to life, liberty and the pursuit of happiness (property) in the context of contract and criminal law are absolutely correct. Our federal government was never intended to take from one who has much to give to another who has less. Our government was never intended to decide commercial winners and losers. Our government was never intended to be this large or this powerful or this invasive. The justice system can settle disputes. Obamacare violates the spirit of the law in every way.

The Constitution and common law was a brilliant foundation but politics (aka, human nature) mucks it all up every time. The Romans had a good thing going. The Egyptians. The Greeks, The Persians, Huns, Mayans, Turks, Incas and on and on. But, all of them came to some end or major change. Those changes are upon us now. That is where my cynicism resides.
mikeandgerry
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: Rwalker On: Sun Oct 13, 2013 5:53 pm

Yes. Used to pay 3% which was reduced to 1.5% if I did a health questionnaire and agreed to have a nurse call me from time to time.

Now we have to pay 5% unless we take the health questionnaire and get blood work done for cholesterol and blood sugar (probably also DNA) and blood pressure testing. If we do all that, it will go down to 2.5%. The testing has to be done by Jan 01, 2014.

So regardless, it has gone up.
Rwalker
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: cabinover On: Tue Oct 15, 2013 7:04 pm

Just wanted to answer a couple guys here that had questions. Sorry it's a couple pages behind.

samhill wrote:I don't follow what your getting at CO, are you saying you wanted both employer provided HC & a subsidy? I haven't even bothered checking on mine yet, I'll wait till the end of this month or so I pay over $400 a month now & it is just a Medicare supplement & sure doesn't cover everything.


Well it's like this Sam, I was really trying to give the annointed one his due if indeed it was deserved. He espoused how I was going to have my rates cut by, ohhhhh.....what was the amount again? Oh yeah, $2500! That obviously isn't going to happen when my employer is FORCED to give up his plan in lieu of Vermon't health connect scam. The same players, BCBS and MVP, forcing an insurance rate hike. I know what you're about to say....that's a typical rate hike. Nope, mandated rate hike.

So since my employer pays for single employees he does the same amount for my family plan. That costs me more money than if he just denied coverage.
cabinover
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: cabinover On: Tue Oct 15, 2013 7:13 pm

rberq wrote:
cabinover wrote:Just found out mine will be going up, out of my pocket mind you, around $150/month. That doesn't include the higher costs of prescriptions.

Are you saying your premiums went up BECAUSE of Obamacare? Or just that they went up, as they always do? Did you think your employer-provided coverage would all of a sudden get less expensive? Mine (through my employer) went up every year. Out-of-pocket premiums were almost $7000 per year for "pretty good but not great" coverage for two people, with the company picking up the rest which they said totalled over $13,000. AND my prescription coverage was not considered "creditable coverage" for Medicare; in other words, not even as good as Medicare Part D.

It sounds like you are disappointed because you don't qualify for subsidized insurance. I can understand that, but I'm not sure why you blame Obamacare for increasing the cost of your employer-provided insurance. On the bright side, if you were to experience the "blessing" of losing your job and your insurance, you would now for the first time be able to get insurance.


Here's how I see the connection Robert. Either the state came up with their own health care fiasco or the feds would do it for them. And who said that? I'd lay that blame on Obama, Pelosi, Reid, etc.
This past year my premiums, through my employer, were $8268.00. That's with a $4000/$8000 deductible that fortunately we did not have to use.

Now my costs going forward are $9000.00 plus my employers part. Can I afford it? Yes I can. But I can tell you of several people around here that will be keeping that same $13,920 premium in their pocket.

My wife and I work hard for what we make. I'm tired of hearing about all of the people that cannot afford anything. I didn't get to where I am by whining, although I can be pretty good at it.

Mr. Obama, when will my $2500 check arrive? :P
cabinover
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: I'm On Fire On: Thu Oct 17, 2013 7:56 pm

I just did my annual elections and holy hell are they now confusing as all hell. There is literally 10 different plans to chose from and each is more confusing than the last. Not to mention it's friggin' EXPENSIVE now. I HATE HATE HATE OBAMACARE AND I HATE HATE HATE ODUMBASSAMA!!

I left my medical the same but may change it before the enrollment ends in 16 days. I need to ask my boss some questions about it.
I'm On Fire
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: grumpy On: Sat Oct 19, 2013 10:19 pm

I just learned what this means for me and I am getting screwed big time, I am so pissed I can't even talk about it right now.. :mad: :mad: :mad:
grumpy
 

Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: titleist1 On: Tue Dec 03, 2013 3:12 pm

I have been waiting for this....Just got the letter today from Couldn't Care Less BCBS in MD....We are each self employed and have individual policies, one for my spouse and kid and a separate one for me. Wife & kid policy has 'reasonable' $1k deduct since they use dr's more often. I have a large deduct on mine since i don't use dr's and consider it catastrophic major accident coverage only.

Rates on Spouse & Kid policy went up 35% for next year to about $12k / yr. Rates on my policy went up 10% for next year to just over $2K / yr. Let's see... ~$14k for coverage next year compared to ~$8k that we were paying 3 years ago before they started phasing in the policy changes and rate increases as ACA was approved and changes were coming. I am not great at crunching numbers like Larry, but even i can tell that is about a 75% increase. Thanks for the hope and change!!

Although this years 10% jump doesn't sound bad for me, keep in mind, my policy jumped over 50% from two years ago when they got rid of my $10k deductible policy because of the coming law (that was their reason, not something i am making up). In todays letter with the rate increase they mentioned that my current 'high deductible' (i think it is $5k now i have to look again) will be allowed for one more year and then that policy will no longer be available...translation...more $$ for my policy.

We will be making changes to our coverage and as 'healthies' contributing far less to the trough for the 'unhealthies' to feed on. I may drop mine altogether since as i understand it they can't get their penalty money since i never get a refund back from the IRS!
titleist1
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: rberq On: Tue Dec 03, 2013 4:49 pm

My wife is covered via COBRA by my former employer's insurance. To my astonishment, :o rates went DOWN 6% for the coming year, and the out-of-pocket maximum DROPPED by $1000. Coverage is slightly better overall to conform to the Obamacare requirements. Go figure. :?: :!:
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