Poll: Have your health care rates gone up under Obamacare?

Have your health care rates gone up under The Affordable Health Care Act (Obamacare)?

yes
33
54%
no
19
31%
no idea
9
15%
don't care
0
No votes
 
Total votes : 61

Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: rberq On: Wed Oct 02, 2013 2:44 pm

NY Times: "... the Obama administration expects about seven million people to be enrolled in private health plans through the exchanges in 2014. Millions more are expected to get coverage under an expansion of Medicaid, although many states are refusing to go along with the expansion because their leaders are opposed to the health care law."

One suspects that the "state leaders" are less opposed to the health care law, and more opposed to giving a Democrat administration credit for anything at all. :|
rberq
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: franco b On: Wed Oct 02, 2013 2:59 pm

rberq wrote:One suspects that the "state leaders" are less opposed to the health care law, and more opposed to giving a Democrat administration credit for anything at all.

I always viewed you as kind of like Mayor Koch, that is, a liberal with common sense.

This "Affordable" Care Act is more like trickle up poverty.
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: cabinover On: Wed Oct 02, 2013 4:18 pm

Just found out mine will be going up, out of my pocket mind you, around $150/month. That doesn't include the higher costs of prescriptions.

Thought I was gonna get some of my money back with a subsidy of $521/month until I was informed that if your employer offers insurance through them you do not qualify for a subsidy.

So...his $450/month assistance costs me $71.00

Thank you King Obama and every other dirtbag that thinks this is such a swell idea.
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: samhill On: Wed Oct 02, 2013 4:46 pm

I don't follow what your getting at CO, are you saying you wanted both employer provided HC & a subsidy? I haven't even bothered checking on mine yet, I'll wait till the end of this month or so I pay over $400 a month now & it is just a Medicare supplement & sure doesn't cover everything.
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: rberq On: Wed Oct 02, 2013 5:44 pm

cabinover wrote:Just found out mine will be going up, out of my pocket mind you, around $150/month. That doesn't include the higher costs of prescriptions.

Are you saying your premiums went up BECAUSE of Obamacare? Or just that they went up, as they always do? Did you think your employer-provided coverage would all of a sudden get less expensive? Mine (through my employer) went up every year. Out-of-pocket premiums were almost $7000 per year for "pretty good but not great" coverage for two people, with the company picking up the rest which they said totalled over $13,000. AND my prescription coverage was not considered "creditable coverage" for Medicare; in other words, not even as good as Medicare Part D.

It sounds like you are disappointed because you don't qualify for subsidized insurance. I can understand that, but I'm not sure why you blame Obamacare for increasing the cost of your employer-provided insurance. On the bright side, if you were to experience the "blessing" of losing your job and your insurance, you would now for the first time be able to get insurance.
rberq
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: rberq On: Wed Oct 02, 2013 5:52 pm

samhill wrote:... I pay over $400 a month now & it is just a Medicare supplement & sure doesn't cover everything.

Sam, I have the high-deductible Medicare Supplement, so my monthly expense is lower. However, I'm in the same "doesn't cover everything" boat with Medicare, and previously with employer-provided insurance. Both insurances, and also Obamacare, give you extensive lists of what IS covered, but where does one find out what is NOT covered before it is too late?
rberq
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: mikeandgerry On: Thu Oct 03, 2013 2:00 am

rberq wrote:
mikeandgerry wrote:What have we really gained except government intrusion and higher taxes?

One of the biggest gains is to keep the insurance companies honest. ...

...But that’s the way employer-based health insurance works. Get sick or injured, lose your job because you are unable to work, your insurance is cancelled, and the company says, “Sorry, we know you are not well yet, but the policy has ended. We suggest you file for bankruptcy.”

The health insurers will no longer be allowed to do that. Call it government intrusion if you wish. I call it government doing what government is supposed to do.


Intrusion is an understatement, to be sure.

I have never experienced any problems with insurance ever. Why? Because in NYS it is regulated as a financial instrument by a stringent bureau. Jeff (jpete) and I have argued long about how much government should regulate. He is a total free trader. Me, I prefer the government regulating (NOT RUNNING) the financial industry and a few other things. Had the feds chosen to regulate, that would have been better than to run anything.

My question to you rberq is "who is going to keep the government honest?". That is the greater issue. Already they have shown their worst tendencies at being selective in the application of the law. Cronyism is an evil thing. They (democrats) lied to get the votes to get the law and now they are lying to get it implemented, and then they will have to lie to get more funding for it, and then they will have to lie to get it expanded, and then they will have to lie to sell the next solution to the public for a problem that Obamacare created. It never ends.

Why do people have to pay extra for their Cadillac plans? That is simply a jealous redistribution of wealth. It is socialism, the scourge of a free society, plainly and simply. There is no other explanation for it. It is a bunch of liberals having a hissy fit that the wealthy have privilege as a result of their money while others do not. Just wait to see the privilege the governing elite will bestow on themselves. They tried exempting themselves. Soon they will quietly work around the slop they gave the common ilk, no doubt. But let an independent rich person do that....it's time for heavy penalty then. Those independents are criminals and extremists then!

You'll get no argument from me on the benefits of risk pooling and premium leveling but how it is being done is nothing short of public coercion. This plan is truly stupid in a free society. In the end, that is, at the end of the maturity phase, 8-10 years down the road, most insurance companies will have given up on health insurance because the government will have made it entirely unprofitable due to their clout in the marketplace. At that point the liberals will have their single payer socialized system in which they dictate all premiums, costs, payments, salaries, and treatments. It will be "to those with need, from those with means". That's the socialist system they wanted in the beginning but couldn't sell honestly to the American people because they knew they would balk at it instinctively. Instead, we got the lie of Obamacare.

And you have the stones to say the government will keep the insurance industry honest? Wow.
mikeandgerry
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: lsayre On: Thu Oct 03, 2013 5:57 am

Yes, the crumb that is to ultimately be dangled before the befuddled masses of sheeple by our elitist fascist corporatists is single payer socialized medicine. And the hope of the elitists is that by the time they dangle it, the ignorant masses will be begging for it.
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: plumb-r On: Thu Oct 03, 2013 6:10 am

The true colors of Obama Care are about to appear. One of supposed things about this plan was" NO Pre-Existing Clause " in which providers could not refuse to cover that which you already have. Just got letter in mail requesting info on if wife or I smoked. Letter stated that part of Obama Care allowed such questions and premiums would be based on pour answers. :wtf: My daughter looked it up and according to the way the law is written the insurance company shares info with the government, and this entitles the government to make a appointment to visit your home. :yearight: How long before they can ask height and weight and bill accordingly.Or ask if you eat all you veggies? Pelosi said in order to read the bill it had to be passed. Now that we've seen it, it's time to kill it! :flush: We are done for if we allow this to stand!
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: Rigar On: Thu Oct 03, 2013 8:27 am

Obamacare is nothing more than a sneaky , devious , intrusive and most of all an unconstitutional TAX !!! ....nothing more.
One can argue all the so called 'good points' right to the poor house.
It will....in the end...consume 1/3 of our entire economy (whats left of it)
.....it will never work. period
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: rberq On: Thu Oct 03, 2013 1:02 pm

mikeandgerry wrote:… you have the stones to say the government will keep the insurance industry honest?

My remark, if you would keep it in context, was to keep them honest in the sense of not cancelling your health insurance AFTER you get sick in order to get out of paying. I think you would agree that is a reasonable imposition on the poor abused insurance companies.

mikeandgerry wrote: I have never experienced any problems with insurance ever. Why? Because in NYS it is regulated as a financial instrument by a stringent bureau.

Exactly! Because it is well regulated. But in many other states it is NOT regulated by a stringent bureau, and people DO have problems. Just as the country for 150+ years has had problems, very costly problems over and over again, whenever we stop regulating the banks stringently enough. Witness the 2008 crash of the economy, the Savings and Loan debacle and bailout of the 1980s, and on and on and on. I agree with you, if regulation of insurance companies alone were adequate, that would be the preferred solution. Unfortunately, the health care problem is multi-pronged, involving insurance companies, hospital practices, drug companies, equipment manufacturers, and affordability. Regulating one prong, as New York does, would be good enough for you and me, maybe, but wouldn’t touch the other problems.
rberq
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: Rigar On: Thu Oct 03, 2013 2:10 pm

...sure some states have problems...some ppl in some states have some problems...etc. etc...
but the answer to the problems of some ISNT to make it a problem for ALL...
...the govt needs to fix its OWN f'n problems before it has any business fixin mine (or anyones)

...maybe its as simple as using NYS as an example for other states (in this situation only- lol)

..at the end of the day its still a gross infringement of rights..

...if it was such a fair and honorable act (obamacare)...it wouldnt take thousands of pages of rules...and certainly wouldnt be overseen by the IRS.

...This alone should tell it all
Rigar
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: samhill On: Thu Oct 03, 2013 2:24 pm

I've had more than my share of problems with Ins., it's easy to say leave everything as is if you have it & it's working for you. Lets put it this way, what is there to be afraid of as it's already a law, if it's so bad it will cost the Dems. the next elections & then they can get rid of it but they won't even let it Congress put this budget up for a vote. A simple yes or no & they will be done with the budget then move on to the debt but do something. If they allow Obamacare to be unfunded then what's next SS perhaps? There are ways of doing & changing laws & holding up a budget for personal gain isn't the way to go, me thinks there are far more that know & fear that it will work & be popular, let it stand, fix things that may be needing fixed, sounds more like a bunch of spoiled brats that lost so they are doing everything possible to ruin the whole country for personal gain.
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: mikeandgerry On: Thu Oct 03, 2013 3:06 pm

rberq wrote:My remark, if you would keep it in context, was to keep them honest in the sense of not cancelling your health insurance AFTER you get sick in order to get out of paying. I think you would agree that is a reasonable imposition on the poor abused insurance companies.

I agree with you, if regulation of insurance companies alone were adequate, that would be the preferred solution. Unfortunately, the health care problem is multi-pronged, involving insurance companies, hospital practices, drug companies, equipment manufacturers, and affordability. Regulating one prong, as New York does, would be good enough for you and me, maybe, but wouldn’t touch the other problems.


I am ok with regulation of the financial industries and insurance companies. I always have been.

So why are you a proponent of Obamacare when you fully understand that

1. The government has been as dishonest as the insurance companies in their approach and

2. regulation would be a far more balanced approach, that is, balancing the public and the private sectors which is how is should be. (You agreed that in NYS it works.) ?

The single extenuating circumstance of the health care industry is simply that third party payments have induced a cost-push inflation in health care because no insured has to consider the cost of medical treatment on a personal level. That has caused the "calamity" that has everyone in a tizzy. Sixty years ago, no one worried too much about it. now, there is a difference in how the rich and poor are treated on the high end, catastrophic and end-of-life issues. Now because we are told that the fountain of youth may be within our reach technologically, we cannot be denied such "rights" just because we are poor. That is the political baloney that has caused this entire mess.

Some people have money and are accorded privilege as a result, and some are not. It's an issue for the dems to whack republicans and grab power tugging the heartstrings of Americans through a complicit media. It's rubbish. Soon reality will set in for Obamacare, too. Reality always finds its way to the surface. The laws of economics can be shifted but not broken. Resources are limited. Soon death panels (or end-of-life decision boards, or what evs) will inevitably make the tough choices that money, or the lack of it, made earlier. Ultimately, health care will be provided and end-of-life issues will be solved in much the same way as they are now, but not with the same quality as in the past.

Federal government has the power to regulate interstate commerce. It does not have plenary power to take over or run any aspect of the economy it chooses. This will be revisited in the Supreme Court when we get to that phase.
mikeandgerry
 
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Re: Poll: Have your health care rates gone up under Obamacare?

PostBy: lsayre On: Thu Oct 03, 2013 3:31 pm

The bottom line here is not whether health care for all is good, or moral, or nice, or convenient, or any other justification you might throw at it. The bottom line is whether we will stand for personal freedom and liberty as protected by our Constitution, or whether we will capitulate to mandated state control and allow the corporatocracy to jettison our Constitution (or otherwise gut it to where it is rendered harmless and meaningless to the state), whereby we will become their 'healthy' slaves.

How big should government be? When will we know that it is big enough? When will we consider it too big? Is government too big to fail? Can governments continue to grow exponentially in a world where population is beginning to level out and head into decline (whereas in some places it is clearly already declining)? Can and will the USA continue to fabricate endless legal tender currency from thin air?

Edited to correct spelling.
Last edited by lsayre on Thu Oct 03, 2013 4:58 pm, edited 1 time in total.
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