Well,Grampa Sam,looks like you've exposed another group of shaft artists ! That's just lovely ! It's up to each and every one of us to try to protect ourselves,regardless if Lawmakers bother to get involved. That's first and foremost for staying out of expensive trouble. I call it "Shark And Wolf Avoidance Technology". Capitalism and Free Enterprise do have their dark sides coupled with a seamy underbelly. Teach your kids and grandkids to not be victims and convenience dupes.