Mass health insurance is mandated. If you go here you can see what you get for health insurance for the money. http://www.mahealthconnector.org/portal/site/connector/
For two adults making more then 42K a year;
Bronze 464.00 = 5568.00 a year
Silver 607.18 = 7286.16 a year
Gold 841.34 = 10,096.08 a year
If we have a child we would have to get a family plan and payments go to;
Bronze 675.76 = 8109.12 a year
Silver 809.79 = 9717.48 a year
Gold 1,173.23 = 14,078.76 a year
If you are single making more then 32k a year;
Bronze 169.63 = 2035.56 a year
Silver 236.37 = 2836.44 a year
Gold 295.58 = 3546.96 a year
It'll cost us less money to be married and each have a single plan then it is for us to be married and share the same plan. If we were in the bottom family plan it would cost us more for health insurance then it would for us not to only heat and cool our house but to have electricity in our home for that same year.
The whole reason we started looking at this is because my wife was changing jobs (I'm self employed) and under the Massachusetts law there is only a 63-day grace period when people can be uninsured without incurring penalties. Any new job wont give you health insurance until your 90 review is up. Seems like someone is always getting paid.